CrediZilla
ER

Dr. Emily Ross

Financial Educator

PhD in Economics · 14 years teaching personal finance at university level

Dr. Emily Ross holds a PhD in Economics and has spent 14 years teaching personal finance and consumer economics at the university level. Her research focuses on household debt behavior and financial literacy. At CrediZilla she brings academic rigor to practical, reader-first financial guidance — covering topics from predatory lending to debt consolidation strategies and how economic factors shape borrowing decisions.

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Areas of Expertise

Household Debt Behavior Consumer Economics Predatory Lending Debt Consolidation Financial Literacy

Articles by Dr. Emily Ross