Credit Scores
What Is a Credit Score and How Does It Work?
2026-03-01
Read →
Former credit analyst at Equifax · 11 years of industry experience
Sarah Chen spent over a decade as a credit analyst at Equifax before transitioning to financial education writing. She specializes in credit scoring models, dispute processes, and credit-building strategies for consumers at every stage of their financial journey. Her work at CrediZilla reaches hundreds of thousands of readers looking for trustworthy, experience-backed credit guidance.